Straightforward pricing, nothing hidden.
Opening a Larch Vaultmere account costs nothing. There are no licence fees, no setup charges — the only capital involved is what you choose to invest, and every cost is disclosed upfront.
What the numbers look like in practice
A first deposit, step by step
A first deposit is the entire cost picture in one place: the amount you send, the spread applied on conversion, and nothing more until you choose to trade. There is no monthly account fee and no charge for simply holding a balance.
What happens the same day
Your balance appears once payment clears, and a specialist walks through the plan before anything is opened. Nothing is placed automatically on your behalf.
Withdrawals and what they cost
Withdrawals return to the payment method the funds arrived from — a security requirement, not a preference, ensuring the account stays yours alone. Processing is free on our side; the only deduction you might see comes from your own bank or card issuer.
Timing you can plan around
Requests made on a working day are reviewed that same day. Card returns generally settle within three to five working days, bank transfers within two.
What is included
- No cost to open or maintain a verified account.
- No hidden charges on deposits or withdrawals.
- Only standard spreads or network costs may apply.
- Begin at the minimum deposit and scale when ready.
Where costs can appear
These are the only points where money leaves your balance for something other than an investment you personally chose.
| Item | Charged by | Note |
|---|---|---|
| Account opening | — | Free. |
| Platform access | — | Included, with no subscription. |
| Market spread | Broker | The standard difference between buy and sell price. |
| Network / bank fee | Payment provider | Depends on the method you choose. |
Capital is at risk. Only invest what you can afford to lose.